Cash Pay weekly
FAQs
What is required to apply for a loan?

The basic eligibility criteria for loan application are same for all lenders, these include; a must have checking bank account on your name, a regular source of income (a permanent job), your age limit of 18 years or over, and most important that you are a citizen of US.

How can I check my application result?

For 1 hour loans you do not need to worry about the response time, as it is very quick. The time it requires to verify your information is all it takes to get a quotation from lender.

How much amount can I borrow?

Maximum loan amount offered for emergency same day loans is $1000, but how much you are proposed by lender depends completely on your financial circumstances and lenders calculations.

How fast can I get my money?

You can receive your funds in as little as 1 hour time. But sometimes it may take longer because of many other loan applications in queue ahead of yours.

What if I change my mind & no longer need a loan?

The lenders first offer a no obligation quotation, which you can review and take your decision to accept, delay, or even cancel it for now. Just make sure not to sign the agreement or accept the offer. IF you change mind after all these stages, you can attempt to cancel the loan by informing the lender without a delay.

What are the repayment options?

For payday loans the only repayment option is the direct debit on the due date of the loan. Here the loan amount along with the decided interest rate is deducted from your account as authorized by you at time of signing the loan agreement.

Do I need to sign a loan agreement?

Yes. An agreement is signed electronically using your phone text service and email.

Disclaimer : 1clicktoloans.com is not a lending company website. This website offers a platform for loan matching service where you submit your information and we forward it to direct lenders. Your details are received and verified by lenders who then approve your loan on basis of your income & expenses (eligibility & affordability). You will receive your lending decision phone/email as the ender himself contacts you. 1clicktoloans.com will NOT be involved in this process and you will not receive any contact from us. Our service is free of cost for you, so we do not ask for any payment. If you receive any phone call/email from anyone claiming to represent 1clicktoloans.com please ignore them completely and inform us immediately.

Any information shared on this website related to payday loan terms/conditions and policies may vary from lender to lender & also depending on your personal financial circumstances. If you miss a loan repayment you could be entitled to pay penalties (increased fees/rates) on your loan account. Your application is not guaranteed to get approval, when approved the loan amount of $1000 cannot be assured by us. All these specifics (terms, conditions, repayment policies & miss payment penalties) would depend on your eligibility for loan and the lending policies of the lender. If you miss your repayment on time, the lender might use collection services & charge penalties.

The average APRs range is from 4.999% to 35.80%, proposed for premium payday loans. Not all loan applications qualify for premium APRs since some applicants have defaults/bad credit rating for which a lender usually charges a higher interest rate. Also, it is not guaranteed that all applications qualify for a loan or the loan amount will definitely be transferred today. Our service is only to forward your application to lenders, we do not get involved in consumer lending.